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What is a Cooperative?

The International Cooperative Alliance (ICA), at its Manchester Congress in September, 1995, adopted a Statement on Cooperative Identity.  The Statement included a definition of cooperatives, a listing of the movement’s key values, and a revised set of principles intended to guide cooperative organizations at the beginning of the twenty-first century.

A co-operative is an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise.

Cooperatives are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, cooperative members believe in the ethical values of honesty, openness, social responsibility, and caring for others.

The cooperative principles are guidelines by which cooperatives put their values into practice.


The Philippine Cooperative Code of 2008 (RA 9520)

The RA 9520 definition of a cooperative is (Art 3):

cooperative is an autonomous and duly registered association of persons, with a common bondof interest, who have voluntarily joined together to achieve their social, economic and cultural needs and aspirtions by making equitable contributions to the capital required, patronizing their producs and services and accepting a fair share of the risks and benefits of the undertaking in accordance with universally accepted Cooperative Principles.

Types of Cooperatives  (Art 23)

  1. Credit
  2. Consumers
  3. Producers
  4. Marketing
  5. Service
  6. Multipurpose
  7. Advocacy
  8. Agrarian Reform
  9. Cooperative Bank
  10. Dairy Cooperative
  11. Education
  12. Electric
  13. Financial Service
  14. Fishermen
  15. Health Services
  16. Housing
  17. Insurance
  18. Transport
  19. Water Service
  20. Workers




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